Broker Check

Our Team

John M. McIntosh, CFP®, CRPC®

Director, Financial Advisor

(859) 514-6417

“My goal is to understand your financial situation almost as well as you do. I strive to provide you with a process that helps you to organize, simplify and systemize your financial life in order to help you to optimize your opportunities and to give you confidence as you pursue your future financial goals.”  

John is a Senior Vice President at Baird, having spent more than three decades in the financial industry as a Financial Advisor. He partnered with Dale in 2000 to create the McIntosh-Ditto Wealth Advisory team, which has been with Baird since 2009. He is a Certified Financial Planner (CFP®), a Certified Retirement Planning Counselor (CRPC®), and graduated from the Wealth Planning Essentials Program and the Securities Industry Institute at the Wharton Business School. Additionally he holds the FINRA Series 7, Series 63, Series 65, and Series 31 licenses, and holds insurance licenses in more than 20 states. 

John grew up in Lexington, Kentucky, he attended Lexington Catholic High School and graduated from the University of Kentucky with a Bachelor’s degree in Business Administration. Prior to becoming a Financial Advisor, John spent several years as a Marketing Rep for IBM. 

John and his loving wife Lori have five children, and they enjoy spending time at their family lake house.

Dale S. Ditto, CFP®, CRPC®

Director, Financial Advisor

(859) 514-6415

"I want to help make wealth a blessing!"

Dale began his career in the financial industry, and began working with John, in 2003. Prior to becoming a Financial Advisor, he practiced law as an Estate attorney for over 20 years. Dale is a Certified Financial Planner (CFP®) and is a Chartered Retirement Planning Counselor (CRPC®).  Additionally, he holds the FINRA Series 7, Series 63, Series 65, and Series 31, and holds insurances licenses in more than 20 states. Dale obtained a BS in Business Administration from Oral Roberts University before graduating from Law School at the University of Virginia.  He also obtained a Masters in Foreign Affairs from the University of Virginia Graduate School.

Dale is a member of Fishhook International and First Alliance Church, and is active in many other organizations within the Lexington community and beyond.  Dale has played a pivotal role in organizing the Governor’s Prayer Breakfast and regularly attends the National Prayer Breakfast. Dale is passionate about his job. He wants to help make wealth a blessing for his clients.

In addition to a love and interest of helping clients pursue their financial goals, Dale enjoys taking mission trips with his wife, Louisa.  They have been to China, India, Columbia, Costa Rica, Latvia, Israel and Jerusalem. Dale and Louisa have five sons, four graduated from The Citadel and one graduated from Texas A&M. His son, Jack, joined the team in 2015 (Jack’s bio is below).

Jeff Terhune

Financial Advisor

(859) 514-6444

"My careers as a senior Army officer and business executive have always focused on developing and executing plans that deliver people to a desired end. A successful retirement is no accident. We will employ the appropriate suite of tools, processes and regular assessments to help move you toward your goals."

A Lexington native, Jeff obtained a BS in Aerospace Engineering and a Masters of Arts in Leadership from the US Military Academy at West Point.  He holds the FINRA Series 7 and Series 66, and holds insurance licenses in multiple states.  He retired from the Army in 2008 as a Colonel.  During his service he did multiple combat and expeditionary tours.  Jeff then spent seven years as a Director at Lockheed Martin growing his line of business, which supported Warfighters, to over $300M in sales per year.  

Beyond his passion for helping clients set and reach their financial goals, Jeff leads a 160 man fraternal service organization, facilitates theology classes, and actively ministers in his church.  He is also a member of the Lexington Rotary Club.  Jeff and his wife Marty have four children and eight grandchildren.  They enjoy being with family at their lake house (and being John's neighbor!), playing bridge, and taking an occasional cruise. 

Jack Ditto

Financial Advisor

(859) 514-0165

"Relationships are my priority. My goal with each of my clients is not to simply work for them in providing sound investment advice but to work with them in their life’s journey. The road to financial contentment is one that requires our full attention and cooperation. Just like any relationship, I desire to know what is happening and changing in your life, and to make sure your financial plan reflects that story."

Jack joined the McIntosh-Ditto Wealth Advisory team, and the financial services industry, in 2015.  Prior to joining the team, he graduated with a BS in Political Science from The Citadel.  He has been with Dale since 1990, rivaling John and Nancy as the longest standing partnership on the team.   Jack holds the FINRA Series 7, Series 63 and Series 65, along with Life and Health Insurance licenses.  He is the youngest member of the team, and is extremely motivated to follow in Dale's footsteps with the goal of advising his clients for the next forty plus years. 

Jack is married to the love of his life, Dallas.  Dallas is a four time National Champion as a cheerleader at the University of Kentucky.  You might have seen his proposal, as it happened on the court at a UK home game.  They will be married in April of 2019.  Jack is active in the local young adults ministry and serves as a board member for Heart of Africa, a non-profit based in Wilmore, Kentucky.  In his free time, Jack enjoys all things outdoors, from hunting and fishing to hiking and falconry.

Nancy E. Wood

Senior Client Specialist

(859) 514-6441

“My goal is to be with you as you take each step in your financial journey with our team.”  

Nancy has been in the Financial Services industry for more than thirty years and has been with the McIntosh-Ditto Wealth Advisory Group since its inception.  She has worked with John McIntosh since 1990 (before the team was created), a feat we are all very impressed by!  She holds the FINRA Series 7 and Series 63.  Nancy is the heart and soul of our team, it’s possible she knows more about our clients than they know themselves.  She works closely with all new clients to bring them on board, and maintains that relationship over the years. 

Nancy and her husband Mike have a daughter who currently lives in New York and is pursuing a career in acting.  They enjoy taking family vacations, often traveling to Europe.  At home she enjoys reading, seeing movies, and spending time with her dog Charlie. 

Kim Norris

Client Assistant

(859) 514-6436

"My goal is to work to a high standard and make your experience unique and memorable.  I believe you should expect nothing less."

Kim graduated with Honors from the University of Kentucky, and managed a law firm in Lexington for over twelve years before becoming a part of our team.  Kim's focus is on client care.  She works diligently to enhance the existing bond with each of our clients, and to develop relationships with new clients.

Kim has three sons, and she loves to cook and to travel.


Jen Reisenbichler

Senior Client Specialist

(859) 514-0158

"My goal is to create an environment of trust and simplicity that you and your family can rely on as you work towards realizing your goals and dreams."

Jen is a recent addition to our team, after spending ten years with Hilliard Lyon's corporate office in Louisville, Kentucky.  She graduated from Indiana University with a BS in Business Management and her M.B.A.  She holds both the FINRA Series 7 and Series 66.  Jen helps our team coordinate efforts, with an eye towards continuous improvement and efficiency.

Outside of work, Jen and her husband Nic enjoy life in the country with their "fur babies", currently a dog and several Thoroughbreds who are retired from racing that she retrains for Three Day Eventing.  She is an active competitor with the USEA and USEF, as well as an annual participant in the Retired Racehorse Project.  Jen & Nic also co-own LM Sugarbush, one of Indiana's largest maple syrup distributors and host to the Annual Maple Syrup Festival in Salem, Indiana. 

Cathy DiMarco

Reg Client Service Assoc II

(859) 514-0156

“My goal is to provide you with exceptional service and support while working attentively to anticipate your needs.” 

Cathy has over thirty years of experience in the Financial Services industry and has been an integral part of our team since 2015. She attended the University of Pittsburgh where she studied Psychology. She holds both the FINRA Series 7 and Series 66, as well as her Kentucky Insurance license. She is a “go to” person for both our clients and our team, and enjoys working through complex situations while providing exceptional service. 

Cathy spends most of her time outside of work with her husband and son, as well as their English lab. She enjoys cooking, gardening, and entertaining.